Stunning property overlooking the river Lot, near Villeneuve sur Lot

Sale as a viager

This property is offered as an occupied viager, or under the bare ownership (nue-propriété) mechanism. In this arrangement, the seller continues to live in the home and may rent it out if they wish, up until their departure or death. The buyer cannot use the property, rent it, or resell it before it is vacated. The value of the property is discounted to reflect the seller’s continued occupation.

For this house, the initial lump sum (bouquet) is euros123,000 including agency fees, and the monthly payment (rente) is euros1,250 (negotiable), for an estimated market value of euros300,000. This mechanism allows an investor to acquire a high-quality property at a reduced upfront cost while securing the transaction legally.

The occupant of the house is a woman of 79 years old.

Location

Ideally situated in a peaceful environment, this property offers a stunning, unobstructed view of the Lot River. It enjoys a privileged location: not isolated, less than 5 minutes from shops and schools in Sainte-Livrade-sur-Lot, 30 minutes from Agen train station, and less than an hour from Bergerac international airport.

Property

This beautiful three-level house impresses with its generous spaces and natural light. On the ground floor, you will find a warm living room with a fireplace, a fully equipped kitchen opening onto a pleasant terrace, a bright bedroom, a bathroom, a separate WC, and a library. The first floor includes three bedrooms, two of which feature built-in wardrobes and storage, as well as a bathroom with WC. The basement offers a summer lounge with direct access to the garden, a WC, two garages, a wine cellar, and a boiler room.

Comfort

The house offers optimal comfort in all seasons, with central heating (oil), reversible air conditioning, double glazing throughout, roof insulation, individual septic system, and fiber-optic internet connection.

Exterior

The property sits on a charming wooded plot of 3,142 m², fully fenced, with an electric gate and intercom, as well as a greenhouse perfect for gardening enthusiasts.